The second one is the share of those owners over the age of 65 who spend more than 30 percent of their income on homeowning.
Altogether, about 55 percent of those 22 percent of the 65+ households who rent pay more than 30 percent of their income in rent, and 26 percent of the 78 percent who own pay more. This means nearly 1/3 of those over the age of 65 live in an unaffordable house.
It is hard to imagine things getting better. The old population is growing quickly--the very old population is growing even more quickly. As people age, their incomes fall, so absent falling housing costs, the share that will be pressured by housing costs will increase in the years to come.